Personal Budget Excel Spreadsheet

If you are trying to create a personal budget, try our free personal budget spreadsheet template for Excel. Creating a budget spreadsheet was one of the first things I ever used Microsoft Excel for. Although I am an avid Quicken user now, I still use Excel when I work with my budget.

A great place to find a free personal budget spreadsheet for Excel is Microsoft's directory of Office templates. They offer templates for all Office products, but when working with a budget, the natural solution is to use Excel! Browse for templates at Microsoft.

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Personal Budget Spreadsheet for Excel This personal budget spreadsheet is meant to help you create a budget for an entire year. Doing this will help you make predictions about where you may stand financially in the future. If you are moving, changing jobs, purchasing a home, or making other major life changes, it is essential to plan for many months down the road. No installation and No macros - Just a simple spreadsheet.

Download Now Cost: Free (For personal use) File Type: .xls Size: ~50 KB Required: Microsoft Excel® 2002(XP), 2003, 2007, OpenOffice, or Google Docs

Why Use Excel for your Personal Budget?

First off, if you are reading this, you should congratulate yourself! The fact that you are concerned about creating a personal budget is the first step to your financial freedom (whatever that means...it sounds good, though)

THE reason I use Excel when working with my home budget is that I have complete flexibility in how I keep track of the information. For example, I like to use cell comments to explain certain budgeted items in more detail (such as the fact that in May, there is Mother's Day and a couple of birthdays to remember).

Creating a simple budget (even if it is only on paper) is one of the first steps in gaining control of your spending habits. BUT, I strongly recommend using Quicken to keep track of your expenses. A budget isn't much good if you don't track what you are spending your money on.

I started out using Excel to do everything, but converted to Quicken after a friend showed me how easy it was to keep track of checks, credit card charges, etc. I still end up exporting reports from Quicken into Excel, though.

By the way, since you may be looking for a personal budget spreadsheet, you may want to consider reading a book on personal finance. The one that got me started was "Personal Finance for Dummies".

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