Jon Wittwer
About the author:
Jon Wittwer is the founder, president, and editor of Vertex42.com. In 2003, Jon combined his interest in web development with his love of Excel to create what would become the Vertex42 you see today. Jon has a Ph.D. in mechanical engineering, but now spends the majority of his time creating, improving, and writing about the spreadsheet templates that are being used by millions of people and businesses all over the world. View Jon’s Vertex42.com Profile.
Snowflaking has surfaced as a new popular term related to debt reduction. I would like to take some time to explain what this means, and how you can add “snowflakes” using the Debt Reduction Calculator. Snowflaking is basically just a new term for an old concept: Making frequent, small, one-time extra payments towards your debt. [...]
